Man Gets Taught 'Expensive Lesson' After Failing To Remove Ex From Car Insurance

A woman may have taught her ex-boyfriend an "expensive lesson" after he failed to remove her from his car insurance.

The 33-year-old woman, as usernameIll_Campaign5865 on Reddit, explained how she was dating her ex-boyfriend for four years and lived together for most of that time.

The couple in their mid-30s had relocated across the country to Southern California, pooled finances and built what the OP user believed was a long-term future. Until he apparently called off their relationship six months ago.

'It crushed me'

"It crushed me emotionally because it was out of the blue," the original poster (OP) admitted to fellow Redditors.

"You can imagine I believed we were in it for the long haul, but he didn't feel the same way."

The pair stayed in contact for a few months after breaking up. In one conversation, the OP asked him to remove her from his car insurance by the end of May.

She also asked that he begin repaying his share of major expenses, including their cross-country move, the down payment on his BMW and a wedding weekend trip.

He agreed at the time.

Their final argument began when he asked her to help him move into a new apartment to save money by living with a roommate. User Ill_Campaign5865 declined.

"It genuinely hurt me that he would ask me for anything," the woman wrote.

She told him he didn't deserve her friendship. He blocked her soon after.

As of July, the woman said she has yet to receive the money her ex owes her, but noted that she's aware of his financial hardships.

It crossed her mind to see if she had been removed from his car insurance policy. She called the company and sure enough, she was still included, the OP continued.

"I felt a little betrayed, but I wasn't shocked. Again, insurance rates where we live are insane, so I get why he didn't do it, but I asked for the removal by the end of May in our conversation.

"I asked for my removal and turns out his insurance on his BMW went up by $200," she wrote.

"I no longer have financial ties with him and he's been blocked across my social media and my phone. If I see the money, I see it. If not, this was an expensive lesson."

'He screwed himself and you too'

Reddit contributors were supportive towards the woman, with the most popular remark stating: "Doesn't sound like you inadvertently screwed him—he screwed himself and you too."

An individual observed that, "You're just unwinding your financial lives. Nothing wrong with that. He wanted a breakup, he got one. Don't let him off the hook for what he owes you."

Meanwhile, a pundit had questions: "He bought a BMW, but can't afford insurance on it unless you were on his plan? He can't afford not to have roommates yet has a BMW? He blocked you because you openly and vulnerably told him that you are hurt?

"Yes, on the surface it seems like he did you dirty, but as an internet stranger, you dodged a bullet!"

Financial Breakup Consequences

The woman's story involving the financial consequences of breakups has precedent.

Newsweek reported on a woman who refused to add her boyfriend's child to her health insurance plan. Supporters pointed out the cost and risk involved in tying one's financial well-being to a partner without legal or marital ties.

Another Newsweek article featured a man whose ex demanded he continue to fund her lifestyle even after cheating and getting into a relationship with another man.

In a message to Newsweek via Reddit, user Ill_Campaign5865 said the situation she described was a, "chapter closed for good in my life."

The OP went on to say, "This was an amicable breakup, sadly one that I didn't see coming, but realizing this was a blessing several months later.

"We were friends to begin with, so wanting to stay friends at first wasn't the most insane idea for us."

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